As financial innovation continues to reshape global money movement, Ripple and Chipper Cash have joined forces in a landmark partnership announced on March 27, 2025, poised to revolutionize cross-border payments throughout Africa. This collaboration merges Ripple’s blockchain technology with Chipper Cash’s established presence across nine African countries, serving five million customers who stand to benefit from faster, cheaper international transfers.
The alliance leverages Ripple Payments, a crypto-enabled solution that’s already processing over $70 billion in transaction volume globally. Think of traditional cross-border payments as sending a package through a series of middlemen—each one taking a cut and adding delays. Ripple’s blockchain approach? More like a direct flight—quicker, more reliable, and with considerably less baggage fees. By incorporating price-stable assets into their infrastructure, the partnership offers protection against the volatile price swings often associated with traditional cryptocurrencies.
Imagine cross-border payments without the traditional layovers—Ripple’s blockchain technology delivers financial value straight to its destination.
Chipper Cash, which has been transforming money movement across Africa since 2018, will integrate Ripple’s technology to enable 24/7 global remittances. The company was co-founded by entrepreneurs Ham Serunjogi and Maijid Moujaled with a vision of revolutionizing money movement through frictionless transactions. This means users can send money internationally at 3 AM on a Sunday if they please—something traditional banks might consider as outlandish as a penguin in the Sahara.
With Ripple’s impressive coverage of 90+ payout markets (representing over 90% of daily FX markets) and 60+ regulatory licenses globally, this partnership builds on Ripple’s previous collaboration with Onafriq in 2023. The integration addresses long-standing inefficiencies in traditional banking systems that have historically hampered economic development across the continent.
Stablecoins already comprise nearly half of transaction volume in Sub-Saharan Africa, highlighting the region’s readiness for blockchain-based financial solutions. The XRP Ledger and its native digital asset XRP will provide the technological backbone for this initiative, reducing friction in moving value into and across African markets. This initiative aligns with Ripple’s planned launch of RLUSD stablecoin which aims to further transform payment processes by 2025.
As emerging African economies position themselves as potential digital asset hubs, this collaboration stands to accelerate blockchain adoption across the continent, potentially reshaping how money flows into Africa while driving economic growth and innovation in the markets served by both companies.
